Patterson PC | Counsel | You | Understand

Contact Me: 713-804-9318

Patterson PC | Counsel | You | Understand
Patterson PC | Counsel | You | Understand
713-804-9318

Houston’s Leading Business Trial Attorney

Houston Advocate For Insurance Coverage Disputes

When insurance companies refuse to honor their obligations, I will gladly step in to protect your rights. My name is Pete T. Patterson, and I am an insurance coverage dispute attorney in Houston with three decades of experience.

I know the frustration and financial strain these situations can lead to. Since 1996, I have helped businesses across Houston, Harris County, Galveston County, The Woodlands, Sugar Land, Clear Lake and Montgomery County resolve insurance disputes successfully.

Types Of Insurance Disputes And Common Causes

Insurance disputes arise when carriers deny valid claims or offer lackluster settlements. I handle:

  • Commercial property insurance claims after storm damage
  • General liability coverage disagreements
  • Business interruption compensation battles
  • Professional liability policy disputes

These conflicts often stem from policy misinterpretations, coverage exclusions or payment delays that leave businesses reeling.

What Are Texas Insurance Regulations?

Texas has specific laws that dictate insurance practices. The Texas Insurance Code provides important protections for policyholders, and these make it so that:

  • Insurance companies must respond to claims within 15 days
  • Carriers must pay valid claims within 60 days or face penalties
  • Texas law permits recovery of attorney fees in many insurance disputes
  • The “prompt payment” statute adds interest penalties for delayed payments
  • Insurers must provide written explanation for claim denials

Understanding these policies is key when pushing back against insurance company decisions.

What Qualifies As A Bad Faith Insurance Denial In Texas?

Bad faith occurs when an insurer unreasonably denies, delays or underpays a valid claim. Examples include:

  • Failing to investigate claims promptly
  • Misrepresenting policy provisions
  • Refusing to provide clear reasons for denial
  • Making unreasonably low settlement offers

Texas courts take bad faith insurance practices seriously. They may allow for more damages beyond the policy limits.

What Should I Do If I Think My Commercial Property Insurance Claim Was Underpaid?

If you think that you deserve more compensation, there are steps you can take to improve your chances. Do your best to:

  • Document everything related to your property damage
  • Review your policy carefully
  • Gather evidence supporting your claim value
  • Formally dispute the decision in writing
  • Preserve all communication with your insurer

If denied property damage compensation persists, contact me before accepting any settlement. I can support you on your journey to recovery.

Will Hiring A Lawyer Help Me Get A Better Settlement From My Insurance Company?

Yes. As a business insurance dispute trial lawyer, I can level the playing field against powerful insurance companies. As your insurance dispute attorney, I understand policy language, negotiation tactics and litigation strategies that get results.

My clients benefit from my deep knowledge of insurance law and proven track record. With over $190 million recovered for clients, I know how to maximize your compensation.

Get In Touch

Insurance companies have teams of attorneys on their side. You deserve strong representation, too. Call my firm, Patterson PC, at 713-804-9318 or send an email for experienced representation. I’m the insurance coverage dispute attorney Houston trusts to deliver results throughout the city and surrounding communities.